HOW TO BE YOUR OWN MORTGAGE BANKER
AND MAKE YOUR RRSP WORK FOR YOU

You’ve worked hard all of your life and you’ve built up equity in your home.
Why not make that equity work for you and help you to enjoy an easy retirement?
By transferring your home’s equity into a tax-sheltered retirement plan,
you can pave the way to earning a good rate of interest in your invested capital.

An RRSP Mortgage allows you to contribute beyond the normal limits.
Of course, becoming your own mortgage banker will only work for you
if you have an amount of cash or cashable investments inside your RRSP
that equals the mortgage that you currently have on your home,
or that you will be placing on it.

Is it legal?

Canadian law allows your RRSP to hold a mortgage on any commercial or residential property that you, or a close relative, does not own.
You are free to withdraw money from your RRSP to use for a mortgage
as long as you are making regular payments back into the account,
just like you would to the bank that holds your mortgage.

What is the advantage?

By paying a mortgage payment directly into your retirement plan, you participate in a tax-free transfer of equity of your home into your RRSP! If you lend $100,000 at 7%, the $700 monthly payments will be financing your retirement rather than paying the living expenses of your local banker!
You’ll end up receiving more than twice of what you actually withdrew from your RRSP to begin with, due to the nature of a mortgage!
And you don’t have to be concerned with your actual income and the rules of contributing to your RRSP because you’ll be obligated
to pay your monthly mortgage payments and the rules won’t apply!

It’s a win/win situation!

The ultimate purpose of this is to maximize the transfer of your wealth
into your RRSP, which is tax-deferred!

Pellerin Realty Investments handles RRSP Investments.
Call us to find out more about how you can use your own retirement account to participate in the exciting world of real estate investing!

Contact us TODAY!

You can reach us on our toll-free number
800-931-7504 x400
or fax us
800-931-7504
or send an email to info@realtyinvestments.ca

We can’t wait to speak with you about this exciting opportunity!